Buy now, pay later with Affirm
Choose how you pay with Affirm for as low as 0% APR. Spread the cost of a purchase over $1000 into 3 – 24 easy monthly payments. Up to 0–31.99% APR (where available and subject to provincial regulatory limitations). Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.
What is Affirm?
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
Why use Affirm?
1. Select Affirm at checkout
Shop at your favourite stores that offer Affirm and select us as your payment option at
checkout.
2. Get set up
Use your mobile phone number and email to set up your Affirm plan within 60 seconds.
Subject to credit approval.
3. Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and break
up the cost.
Frequently Asked Questions
Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
● An SMS-capable Canadian phone number and an email address
● To meet the minimum cart size required to use Affirm as a payment option at checkout
If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
For more information on interest or fees, please read this FAQ article on the Affirm help site.
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.
Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.
Purchases made using Affirm are subject to Stylish Fireplaces’ standard return policy. Any returns will be processed by Stylish Fireplaces and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Stylish Fireplaces has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Stylish Fireplaces’ return policy here
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment providers. When you use Affirm to pay at Stylish Fireplace’s checkout, you can split your purchase into easy, automatic monthly payments. To use Affirm as your preferred payment choice at checkout:
1. Add items to your shopping cart as usual, and select Affirm as your payment method at checkout for orders between $1000 and $30,000 (including taxes and shipping).
2. Get set up: Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
3. Confirm your payment plan with Affirm. Stylish Fireplaces will process and ship your order as usual.
4. Make 3 to 24 monthly payments to Affirm while you enjoy your purchase.
Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a Visa/Mastercard debit card. Available payment methods may vary depending on the payment plan selected.
Please refer to the payment plan agreement for all of your payment schedule information.
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm Customer Portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.
No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this contact form.
You can find them here.
Please use an alternate payment method to complete your purchase.
If your retailer offers Affirm, but you don’t see it as a payment option, please see this helpful FAQ article on the Affirm help site.
Affirm payment plans are available for orders from $1000 to $30,000
Affirm does not charge annual fees. For more information on related fees, please see this helpful FAQ article on the Affirm help site.
For help with payment information, or if you haven’t received your Affirm email confirmation, please contact the Affirm team via their website.
Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.
For further information, please refer to the Affirm help center or get in touch here.